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What You'll Do: The job entails: investigating claims and settling them, making sure that claims are not false, reviewing insurance policies to see if they cover claimed losses, determining how much should be paid out by the insurance company, contacting and interviewing people to get more information, maintaining claims and other documents, making negotiations, authorizing payments, and more.

Most claims adjusters work for insurance companies, but you could be self-employed. A typical work week usually lasts 40 hours, but you may not work regular hours since you must attend meetings with clients or do overtime to review claims. This means that your nights, weekends, and holidays could be spent in the office when the workload is high.

Education and Training: While a high school degree is necessary to get a job as a claims adjuster, most possess a college-level degree. Some vocational schools offer programs that teach you the skills to succeed at the job, but this formal training is not required by most employers. However, employers want to see that you have previous experience working with insurance or a background related to the types of claims you will be reviewing. For example, a medical background would be useful for health insurance claims, while an architecture background might be helpful for someone investigating property damage.

The bulk of the training is received on the job after getting hired. Training usually takes a few months, and you will likely work small claims under the supervision of an experienced adjuster. After you gain enough experience, you will move on to bigger and more important claims. You may be required by your employer to get licensed. If you are a public adjuster, you will need to have a license to practice.

The Future: The Claims or Insurance Adjuster profession is expected to grow at about 3% through 2020--slower than the average for all occupations. Expect competition to be keen for available positions.

The Pay: Annual salaries for Claims Adjusters in the U.S. range from $35,700 to $88,300, with the average median annual wage hitting $59,300 in 2011 as per the U.S. Bureau of Labor Statistics.

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